Loan Products
Find Your Perfect Loan
Thinking about that new extension, refreshing the kitchen, changing your car to an EV or planning that well earned holiday? Choose Kilcloon Credit Union, here you are not a customer, you are a valued member. So, talk to us first!
Secured Loan
4.89% (5% APR)
Borrow up to 100% of your savings, up to a maximum of €120,000 *, with a 1-hour turnaround time
Personal Loan Plus
6.75% (6.98% APR)
Borrow €20,000 and up to €35,000 * at our new low loan rate
Personal Loan Plus
6.50% (6.70% APR)
Borrow €35,000 and up to €50,000 * at our new low loan rate
Personal Loan Plus
6.25% (6.43% APR)
Borrow €50,000 and up to €75,000 * at our new low loan rate
Special Rate Loan
7.95% (8.25% APR)
Borrow From €10,000 and up to €20,000 * at our new low loan rate
Loan Calculator
Try out our quick and easy loan calculator
Maximum Loan Term :
4.85%
4.85%
4.85%
This calculator is for illustrative purposes only, to give you, the borrower, an overview of the potential cost of borrowing. The Credit Union, or any of its staff, cannot be held responsible for any errors. Please note that this calculator only provides an indicative quote and actual repayments may vary.
WHY BORROW FROM KILCLOON CU
There are plenty of reasons
Loan Application Process
We have the right loan to suit you
Become a Member
Join Kilcloon Credit Union and avail of numerous tailored benefits and outstanding customer service
Calculate your Loan
Estimate how much you could borrow and calculate your repayments: weekly, fortnightly, or monthly using our online calculator
Apply for Loan Online
Apply for your loan from the comfort of your home using our App or website. Upload all your loan documents through our mobile app - no paper no stress!
Sit back and relax!
Voilá! You are done! Our team are now reviewing your application, we will be in touch shortly to confirm a few details.
OUR LOANS FAQs
Here you can see a list of our most Frequently Asked Questions organised by category. If your question is not listed, please feel free to email a question to loans@kilcu.ie or contact our team on: 01 628 7824
You can apply for a loan by calling into the office in Kilcock, phoning 01 628 7824, emailing loans@kilcu.ie or if you have online access you can apply online or via our App.
Unless it is a within shares loan, typically you will need your last 3 payslips and last 3 months bank statements.
If you’re applying for a loan, we ask for photo ID and proof of your home address. We may ask for additional documents, depending on the loan amount and whether or not you’re a Kilcloon Credit Union Member.
Further documentation will be required for self-employed applicants. If you are applying online, you will be prompted to upload the required documents.
There are no waiting periods, and you don’t need to have savings, you can apply straight away.
To apply for a loan you must be a Member of Kilcloon Credit Union, and we’d love you to join our ever-growing community! Please note to be eligible to join us, it just depends on where you live, work or study.
We offer a wide range of loans at very competitive interest rates for all our Members needs. Members can borrow for a car, home improvements, wedding, holidays and many more! Personal loans are available up to €120,000 and are generally approved within 24 to 48 hours. Terms & Conditions apply. Loans are subject to approval. Lending criteria applies.
Kilcloon Credit Union Members get free Loan Protection Insurance (Subject T&C’s) with their loans for peace of mind. We also provide flexible repayment options and terms.
Yes! If you want to switch your loan to Kilcloon Credit Union, its easy.
If you are currently a Member you just need to apply for the loan with us. Once approved we will transfer the funds to your other finance provider to clear the loan, once we have the BIC and IBAN for them.
If you are not a Member (and eligible to join) you just need to complete the membership form and apply for the loan at the same time.
We can clear existing facilities including loans, credit cards, overdrafts, car finance etc. and wrap them up in to one repayment, making things easier for you!
