Car Loan 4.95%

Time for some new wheels?

What makes a Kilcloon Credit Union Car Loan one of the best car loan rates in Ireland? We offer an incredibly competitive low interest rate of just 4.95% (5.07% APR) on car loans of €15,000 or more; that’s one of the lowest car loan rates in Ireland.

WHY A LOAN WITH US

By choosing our Car Loan you will

You own the car from day 1 - unlike PCP arrangements.

We offer free loan protection insurance. In the event of death the remaining balance will be cleared in full. (Terms and Conditions apply*).

No penalties for early loan repayment. No balloon payments and No hidden charges!

A friendly & helpful service; you are free to talk to us at any stage about any queries or concerns you might have about your loan.

You’re effectively a cash buyer with a KILCU Car Loan, so you won’t need to put down a deposit on your car before you drive it away.

You can apply online - the entire process can be done from home.

Loan Calculator

Try out our quick and easy loan calculator below

Maximum Loan Amount :
Maximum Loan Term :

€

Term

Repayment Frequency
€
APR
5.07%
# Repayments
Total
Apply for Loan
€
APR
5.07%
# Repayments
Total
Apply for Loan
€
APR
5.07%
# Repayments
Total
Apply for Loan
€
APR
5.07%
# Repayments
Total
Apply for Loan

This calculator is for illustrative purposes only, to give you, the borrower, an overview of the potential cost of borrowing. The Credit Union, or any of its staff, cannot be held responsible for any errors. Please note that this calculator only provides an indicative quote and actual repayments may vary.

REPRESENTATIVE EXAMPLE

The example will help to show you the typical costs associated with a loan

Loan amount

€15,000

Interest rate - 5.07% APR

4.95%

Loan term

5 years

Total interest

€1,933.49

Weekly repayment

€65.13

Total cost of credit

€16,933.26

Member Testimonials

“Staff are incredibly helpful and friendly. The app and website are faultless and so user-friendly - puts some of the bigger banking companies apps to shame!”

Darragh, Kilcloon CU Member

“We got the car yesterday.. Thank you so much for approving the loan and the process of getting the loan was so smooth and comfortable. Hats off to you and all your team mates. Much appreciat...”

Kilcloon CU Member Read more

“I would like to take this opportunity to express our sincere thanks and appreciation for the customer service we received recently during our loan application process. The customer service w...”

Kilcloon CU Member Read more

“The best staff!!! All so friendly and helpful”

Tina, Kilcloon CU Member

Requirements

What You Need to Apply!

  • A valid form of photo Identification (Passport/Drivers Licence)
  • A valid proof of address (utility bill or bank statement) dated within the last 6 months.
  • 3 recent payslips or welfare receipts.
  • 3 monthly bank statements.
  • You may be asked to provide proof of any additional income.*

READY TO APPLY?

Or do you need more information? Click on the "Apply Now" button to start your journey or click on "Contact Us" to send us a message.