Mortgages
Mortgages with a Difference!
We are delighted to announce the launch of our new flexible mortgage product. Designed with our Members' interests in mind and to offer choice. Created in partnership with Credit Union Mortgage Services DAC, we believe our mortgage offering will appeal to our Members. Whether as a switcher, or a new buyer, make an appointment to talk to us.
A Lender You Can Trust!
Buying your first home, a new home or switching mortgage providers is a huge decision, but that decision does not have to be stressful. Let Kilcock Credit Union guide you every step of the way! If you need a mortgage, we are here for you, now and into the future. Our mortgage rate is a competitive 3.85% (3.92% APR), and there’s the bonus of our award winning service and great free benefits.
REPRESENTATIVE EXAMPLE
The example will help to show you the typical costs associated with a Mortgage
Loan Amount
€350,000
Interest Rate - 3.92% APRC
3.85%
Term
35 Years
Cost of Credit
€287,705
Monthly Repayment
€1,519
Total Repayable
€637,705
Warning – This is a variable rate loan: The payment rates on this mortgage may be adjusted from time to time.
Warning – Your home is at risk if you do not keep up repayments on a mortgage or any other loan secured on it.
Warning – If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit in the future.
Loans are subject to approval. Terms and Conditions apply. A first legal charge is required for all mortgages. Mortgage protection insurance and home insurance are required.
* APRC = Annual Percentage Rate of Charge
Kilcock-Kilcloon and District Credit Union Limited, trading as Kilcock Credit Union, is regulated by the Central Bank of Ireland (No. 344CU) and authorised as an investment business for the provision of investment intermediary services (No. C13889)