Secured Loan 4.89%

Secured by Savings Loan

A Secured Loan allows members to pledge their savings to get a loan at a reduced interest rate. Pledged savings cannot be accessed until the loan is paid down. The amount of savings pledged reduces as the loan balance reduces, thus freeing up pledged shares over the life of the loan.

WHY A LOAN WITH US

By choosing our Secured Loan you will

Low-interest rate

Keep your savings

Immediate Loan Application decision

Flexible repayment options

Retention of the accumulated, free Life Savings Protection

Free loan protection insurance (T&Cs apply)

Loan Calculator

Try out our quick and easy loan calculator below

Maximum Loan Amount :
Maximum Loan Term :

€

Term

Repayment Frequency
€
APR
4.85%
# Repayments
Total
Apply for Loan
€
APR
4.85%
# Repayments
Total
Apply for Loan
€
APR
4.85%
# Repayments
Total
Apply for Loan
€
APR
4.85%
# Repayments
Total
Apply for Loan

This calculator is for illustrative purposes only, to give you, the borrower, an overview of the potential cost of borrowing. The Credit Union, or any of its staff, cannot be held responsible for any errors. Please note that this calculator only provides an indicative quote and actual repayments may vary.

REPRESENTATIVE EXAMPLE

The example will help to show you the typical costs associated with a loan

Loan amount

€5000

Interest rate - 5.01% APR

4.89%

Loan term

5 Years

Total interest

€636.10

Weekly repayment

€21.68

Total cost of credit

€5,636.10

Member Testimonials

“Staff are incredibly helpful and friendly. The app and website are faultless and so user-friendly - puts some of the bigger banking companies apps to shame!”

Darragh, Kilcloon CU Member

“We got the car yesterday.. Thank you so much for approving the loan and the process of getting the loan was so smooth and comfortable. Hats off to you and all your team mates. Much appreciat...”

Kilcloon CU Member Read more

“I would like to take this opportunity to express our sincere thanks and appreciation for the customer service we received recently during our loan application process. The customer service w...”

Kilcloon CU Member Read more

“The best staff!!! All so friendly and helpful”

Tina, Kilcloon CU Member

Requirements

What You Need to Apply!

  • A valid form of photo Identification (Passport/Drivers Licence)
  • A valid proof of address (utility bill or bank statement) dated within the last 6 months.

READY TO APPLY?

Or do you need more information? Click on the "Apply Now" button to start your journey or click on "Contact Us" to send us a message.